Financial Planner in Fayetteville
Services for
Individuals
PointGuard Advisors provide access to global resources and capabilities that will take your personal finance, insurance, and wealth to the next level. As leaders in retirement, Medicare, tax strategies, and more, we work collaboratively to create your fiscal wellness. By giving you the tools to help you effectively manage your resources, work with PointGuard Advisors and its network partners Ashe & Klinetop CPAs, PointGuard Wealth Advisors, and Lion Street to achieve your goals.
Life Insurance
Life insurance is an essential part of any sound financial plan. Being prepared for the unexpected will ensure that you can still reach your goals after facing a financial crisis. And an insurance policy will keep you from emptying your emergency fund. Insurance can also protect your loved ones if you’re injured in an accident, become sick or disabled or die. Certain situations can be expensive for those without coverage, so it’s important to purchase any policy you need based on your financial situation. Reach out to a member of our team here at PointGuard Advisors.
Estate Planning
Effective estate and gift planning facilitate the orderly transfer of assets to your beneficiaries, provides security for your surviving spouse, and can reduce or eliminate the tax due on the transfer of your other assets. We can guide you through the complex process of getting your financial affairs in order. Contact our network partners at Ashe & Klinetop or PointGuard Wealth Advisors to help with your estate planning.
Asset Management
You’ve accumulated substantial wealth, but you’re now worrying about protecting it from future potential concerns. Various tools exist to keep your property safe from tax collectors, accident victims, healthcare providers, credit card issuers, business creditors, and creditors of others. It is achieved through the process of asset protection planning, which means taking assets that are subject to creditors’ claims, called nonexempt assets, and repositioning them as assets that are out of the reach of creditors’ claims. Let our team with PointGuard Wealth Advisors guide you through your planning.
Retirement Planning
Planning for retirement doesn’t end when you retire. From how to maximize your retirement income to knowing the appropriate investment strategy based on your goals — it can be a lot to think about. We work with you step-by-step to help you identify your retirement savings, how long you want and plan to work, the ability to provide for your family, and affording rising healthcare costs. Work with our team at PointGuard Wealth Advisors to build a plan that works for you.
Risk Management
Risk is a fact of life. We might not like it, but it’s not going away. The risks that we face and the strategies that we use to protect ourselves change as our circumstances change. Our partners at Lion Street are dedicated to providing you with the most comprehensive and objective risk management analysis and keeping it in sync with any changes in your financial situation or personal financial plan.
Financial Planning
Find the balance between today’s needs and tomorrow’s goals. No matter where you find yourself today or see yourself in the future, a financial planning relationship with a PointGuard advisor can help you find your financial balance and bring your dreams and goals more within reach. Our approach to financial planning begins with a one-on-one conversation. At its core is a personal relationship with an advisor dedicated to helping you reach the future you imagine, on your terms, in a way that is convenient for you.
Services for
Businesses
PointGuard Advisors provide access to the right expertise and expanded capabilities that will take your business to the next level. As leaders in workplace benefits, retirement planning, pension, and more, we work collaboratively to create your financial wellness, identify areas negatively affecting profitability and growth, and develop solutions that are practical and technically sound. Either directly with PointGuard Advisors, or our partners with Ashe & Klinetop and PointGuard Wealth Advisors, we have assembled the right team to meet your business objectives.
Insurance Risk Management
Loss control services help to minimize losses by identifying, evaluating, and providing control measures. PointGuard Advisors provide high-quality, valuable loss control service as part of your business insurance program. Our knowledgeable and experienced team is always continuously risk monitoring and implementing a realistic, consistently enforced loss control program. Let PointGuard Advisors take point on your business risk management policies.
Asset Protection Strategies
If your asset protection plan is not in place when trouble hits, you will have difficulty safeguarding your property. Regardless of net worth, any business that has assets should look into a wealth protection plan. We seek a deeper understanding of your unique financial circumstances to develop comprehensive long-term solutions to the challenges you may face. Let us work to collaborate and understand your needs to implement the right asset protection plans.
Retirement Plan Design
What are you looking for in a retirement plan provider? We have options to help you design a plan that works. We can help you put your participants on the path to better outcomes with low-cost investment options, automated features, financial wellness support, and access to third-party advice and managed accounts. Contact us at PointGuard Advisors or PointGuard Wealth Advisors.
Business Succession Planning
Whether passing wealth on to successors at death or retirement, our team can lead or work with your team to achieve economic goals with tax efficiency. We can implement business succession plans that aim to sustain wealth for your assets and develop stability for your future organizational plans. We can create tax efficiencies for taxable estates and determine the capital requirements that are necessary to sustain operations and grow future revenue streams for your organization or funds. Contact us at PointGuard Advisors or Ashe & Klinetop.
Compensation
A board or executive position comes with some great benefits — but even greater responsibilities. Yet don’t become so focused on the new job that you’re not giving your finances the attention they deserve. It’s important to have a smart strategy for handling complicated assets. Our executive compensation advisors have thought through the big challenges facing today’s corporate executives — and how best to translate these innovative but practical approaches into a strategy just for you.
