Services

Services for

Individuals

PointGuard Advisors provide access to global resources and capabilities that will take your personal finance, insurance, and wealth to the next level. As leaders in retirement, Medicare, tax strategies, and more, we work collaboratively to create your fiscal wellness. By giving you the tools to help you effectively manage your resources, work with PointGuard Advisors and its network partners Ashe & Klinetop CPAs, PointGuard Wealth Advisors, and Lion Street to achieve your goals.

Life Insurance

Life insurance is an essential part of any sound financial plan. Being prepared for the unexpected will ensure that you can still reach your goals after facing a financial crisis. And an insurance policy will keep you from emptying your emergency fund. Insurance can also protect your loved ones if you’re injured in an accident, become sick or disabled or die. Certain situations can be expensive for those without coverage, so it’s important to purchase any policy you need based on your financial situation. Reach out to a member of our team here at PointGuard Advisors.

Estate Planning

Effective estate and gift planning facilitate the orderly transfer of assets to your beneficiaries, provides security for your surviving spouse, and can reduce or eliminate the tax due on the transfer of your other assets. We can guide you through the complex process of getting your financial affairs in order. Contact our network partners at Ashe & Klinetop or PointGuard Wealth Advisors to help with your estate planning.

Tax Strategies & Planning

Tax planning and preparation form a winning combination for our successful individual clients at Ashe & Klinetop. Our experienced staff can develop tax strategies that take advantage of new tax laws and legislation. We have capabilities that extend beyond basic planning and preparation services. We guide to minimize its tax burden to free up cash flow for your personal investment strategies.

Asset Management

You’ve accumulated substantial wealth, but you’re now worrying about protecting it from future potential concerns. Various tools exist to keep your property safe from tax collectors, accident victims, healthcare providers, credit card issuers, business creditors, and creditors of others. It is achieved through the process of asset protection planning, which means taking assets that are subject to creditors’ claims, called nonexempt assets, and repositioning them as assets that are out of the reach of creditors’ claims. Let our team with PointGuard Wealth Advisors guide you through your planning.

Retirement Planning

Planning for retirement doesn’t end when you retire. From how to maximize your retirement income to knowing the appropriate investment strategy based on your goals — it can be a lot to think about. We work with you step-by-step to help you identify your retirement savings, how long you want and plan to work, the ability to provide for your family, and affording rising healthcare costs. Work with our team at PointGuard Wealth Advisors to build a plan that works for you.

Risk Management

Risk is a fact of life. We might not like it, but it’s not going away. The risks that we face and the strategies that we use to protect ourselves change as our circumstances change. Our partners at Lion Street are dedicated to providing you with the most comprehensive and objective risk management analysis and keeping it in sync with any changes in your financial situation or personal financial plan.

Individual Health & Dental Insurance

Correctly navigating the many healthcare decisions when approaching retirement is critical. Having the right expertise to guide you during that process is essential. The team at PointGuard Advisors has the resources to ensure clients make the right decisions. We offer individual health and dental plans, and when eligible, take the time to educate our clients on the various Medicare options. We assist our clients step-by-step through the enrollment process. The many decisions that need to be made when approaching retirement can be confusing and overwhelming. Instead, let our team at PointGuard Advisors run point for you.

Financial Planning

Find the balance between today’s needs and tomorrow’s goals. No matter where you find yourself today or see yourself in the future, a financial planning relationship with a PointGuard advisor can help you find your financial balance and bring your dreams and goals more within reach. Our approach to financial planning begins with a one-on-one conversation. At its core is a personal relationship with an advisor dedicated to helping you reach the future you imagine, on your terms, in a way that is convenient for you.

Services for

Businesses

PointGuard Advisors provide access to the right expertise and expanded capabilities that will take your business to the next level. As leaders in workplace benefits, retirement planning, pension, and more, we work collaboratively to create your financial wellness, identify areas negatively affecting profitability and growth, and develop solutions that are practical and technically sound. Either directly with PointGuard Advisors, or our partners with Ashe & Klinetop and PointGuard Wealth Advisors, we have assembled the right team to meet your business objectives.

Insurance Risk Management

Loss control services help to minimize losses by identifying, evaluating, and providing control measures. PointGuard Advisors provide high-quality, valuable loss control service as part of your business insurance program. Our knowledgeable and experienced team is always continuously risk monitoring and implementing a realistic, consistently enforced loss control program. Let PointGuard Advisors take point on your business risk management policies.

Asset Protection Strategies

If your asset protection plan is not in place when trouble hits, you will have difficulty safeguarding your property. Regardless of net worth, any business that has assets should look into a wealth protection plan. We seek a deeper understanding of your unique financial circumstances to develop comprehensive long-term solutions to the challenges you may face. Let us work to collaborate and understand your needs to implement the right asset protection plans.

Employee Benefits

Your people are the crucial system underpinning your organization’s ability to grow and thrive. Offering benefits to your employees is important because it shows them you are invested in not only their overall health but their future. A solid employee benefits package can help to attract and retain talent. Benefits can help you differentiate your business from competitors. Depending on the type of organization and the job, employee benefits may be quite different. Reach out to PointGuard Advisors to help you choose the various options for your business.

Human Resources

PointGuard Advisors provides a full spectrum of human resources outsourcing and consulting services designed to improve productivity, acquire and retain talent, reduce administrative burden, and minimize risk. Our professionals work closely with clients of all sizes to determine the approach best suited to their business objectives while maintaining a collaborative working environment aligned with your organization’s culture. Contact one of our advisors to help.

Executive Benefits

Each interaction you have with your employees is an opportunity to create a stronger relationship with them. PointGuard Advisors delivers a modern, affordable, and high-performing benefits administration experience that empowers informed decision-making, improve outcomes, and builds trust.

Retirement Plan Design

What are you looking for in a retirement plan provider? We have options to help you design a plan that works. We can help you put your participants on the path to better outcomes with low-cost investment options, automated features, financial wellness support, and access to third-party advice and managed accounts. Contact us at PointGuard Advisors or PointGuard Wealth Advisors.

Corporate Tax Planning

Filing taxes at the federal and state levels are obligations of nearly every business and investment decision. From entity consideration to deferred compensation arrangements, we provide personalized, tax-efficient strategies for employers. Ashe & Klinetop provides personalized, tax-efficient strategies for investors, operators, employers, employees, business entities, trusts, and estates subject to federal, state, or local tax. Our qualified team works to develop responsive solutions to strategic business and investment decisions.

Business Valuations

Ashe & Klinetop has been an industry leader by providing customized, certified, and affordable business appraisals tailored to the specific needs and circumstances of our clients. Our business valuation enables you to better understand the realistic value of your company and confirm in advance whether selling the company would enable you to achieve your financial goals.

Business Succession Planning

Whether passing wealth on to successors at death or retirement, our team can lead or work with your team to achieve economic goals with tax efficiency. We can implement business succession plans that aim to sustain wealth for your assets and develop stability for your future organizational plans. We can create tax efficiencies for taxable estates and determine the capital requirements that are necessary to sustain operations and grow future revenue streams for your organization or funds. Contact us at PointGuard Advisors or Ashe & Klinetop.

Real Estate Cost

From acquiring a mortgage that suits your investment to calculate the expenses and cash flow of your rental property, financial planning is a crucial step for your investment, and it is a step that can make your investment either succeed or fail, depending on your skills and foresight when it comes to financial planning. Our team helps you understand the most important aspects and their importance for your real estate investment, and how to put them in action to determine the value of your property. Let our experts at Ashe & Klinetop serve point.

Compensation

A board or executive position comes with some great benefits — but even greater responsibilities. Yet don’t become so focused on the new job that you’re not giving your finances the attention they deserve. It’s important to have a smart strategy for handling complicated assets. Our executive compensation advisors have thought through the big challenges facing today’s corporate executives — and how best to translate these innovative but practical approaches into a strategy just for you.

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